FDM.1:10 - Architectural Rationale

The financial position is the central subject because it is what the record is commonly used to infer. Beginning with the receiving question limits the reconstruction to distinctions that matter.

A dictionary-only account is sufficient when the issue is a shared term and the actual position is already known. It is inadequate when an individual party’s right or duty remains unsettled. Starting instead with the complete financial-service chain can impose unnecessary work on a narrow position question.