FDM.3:8 - Common Anti-Patterns and How to Avoid Them

Using principal as the maturity payment. Recover the amount’s contractual meaning and derive the payment from the terms.

Treating a schedule as a receipt forecast. State the performance assumptions and retain the contractual obligation separately.

Applying an undocumented default. Establish whether the chosen convention belongs to the actual arrangement. If it is only a scenario assumption, say so where it changes the flow.