FDM.4:2 - Problem

A local completion label can be used to infer a wider result. That inference can leave a debt overstated, a payment falsely treated as available or a proposed agreement treated as effective.

The opposite error is to require physical cash movement for every financial change. Waiver, valid modification or another recognized act can change a position under its applicable rule. The method must recover the actual effect mechanism rather than select it from the action’s label.