FDM.Preface:1 - The working problem

Financial work connects institutional relations with resources, records and possible future events. A borrower can have an obligation before a reporting system displays it. A displayed receivable can be disputed or already discharged. Money in a related company’s account can be relevant to an exposure analysis while remaining unavailable for the borrower’s next payment.

The language helps the practitioner recover these relations for a particular use. It does not attempt to replace every financial discipline. Its branch is financial domain modeling: establish the financial subjects, meanings, event conditions and effect claims that a decision, service or connected model needs. The resulting account can be a small table, a diagram or a software model; the carrier does not determine whether its claims are warranted.

Consider a loan with an advance of 100 and one contractual payment of 105 on day 30. A scoring method, its implemented calculator and one produced score are distinct. An applicable decision arrangement can use the score; an agreement can create rights and obligations under its actual formation conditions; funding can make proceeds available; later performance can satisfy only part of what is due. Following those differences explains what a score might contribute and where that contribution could fail.