PSD.2:4.5 - Return the smallest explicit account

Result position	Required content
bounded inquiry	Subject, receiving use, horizon, recipient, and retained choice owner.
current participation	Participants, contribution bases, channels, and material participation conditions.
consequence bearers	Actual Systems or intended referents, supported relations or modal paths, possible changes, evidence, and uncertainty.
concerns and positions	Attributed concerns, duties, interests, agreements, dissent, and unresolved questions; the objects and relations needed to understand materially ambiguous terms.
representation	Any relied-upon representative relation and its scope; otherwise the explicit gap.
material absences	Missing participants, bearers, concerns, channels, or assurance that can change the inquiry.
next use and reopen	Which formulation, scope, facilitation, value, or later result consumes the account, and what observation reopens it.

Stop when the account is adequate for the named next use, not when every possible participant has been contacted. If a missing participant or concern can reverse that use, return the gap, narrow the claim, request the direct result, or abstain.