STR.11:5.3 - A personal recommendation leaves the person’s choice intact

A self-directed professional has eight discretionary hours per week. A proposed direction needs six hours of study and six of client development. An adviser can return that infeasibility and compare a smaller scope, substitution or deferral; the adviser does not allocate the person’s hours.

If an attractive two-hour exploration cannot answer the live question, the person may postpone it. A complete recommendation can therefore end with a supported smaller option or stop, without adopting the larger direction or commissioning an assessment that the decision does not need.